“Never give a sword to a man who can’t dance.” – Ancient Celtic Proverb
Are you considering renovating your home by yourself? Do you have the time, skill, and know-how to ensure that a proper job is done? Or should you rather hire a general contractor to do the work for you?
If you are planning on doing the work yourself, even if you have the time and you are “good with your hands”, there are valid reasons why this is not a good idea:
DIY does not always mean expertise
The ancient Celtic Proverb mentioned above highlights the essence of this point. In other words, you might be good at Do-It-Yourself projects; however, this does not mean that you will have the skill and the know-how to install electrical components like geysers and lighting without injury in the short- or long-term.
Reduce the cost of the renovations: A myth
One of the primary reasons why homeowners decide to renovate their homes themselves is the perception that it will save money. While this might be true in some cases, it is not always the case, especially when the hidden costs like the increased homeowner’s insurance premium, medical bills in the case of accidental injury, and the need to call in a professional to redo parts of the renovation.
A typical example of the need for work to be redone by a specialist is any electrical work. Part of the legal documentation that needs to be submitted to the local department of Building Inspection before the renovations can be signed off is an electrical compliance certificate. And this certificate needs to be signed by an accredited, professional electrician.
Thus, if you have not completed the necessary electrical work according to the compliance rules, a certified electrical installation company will have to redo the work to ensure that it meets state regulations.
Risk of accidental injuries
A 2013 survey by 3M TEKK Protection and the National Safety Council “found that more than one-quarter of homeowners who tried DIY wound up with an injury to themselves or someone else in the household.“
Therefore, what happens if you are hurt or a family member is injured, and this injury is life-threatening or so severe that it results in permanent disability? Is the money you save worth the risk of permanent injury to you or your family?
Risk of personal injury claims against you
Even if you have proper insurance, there is a still a risk of a third-party personal injury claim against you, if someone visiting your home during the renovation gets injured. Therefore, it is essential to consult with a personal injury attorney in Toledo for advice on how to best manage a claim before you begin with your renovation work.
It must be noted here that if you hire a general contractor to do the work for you, you still need to confirm whether you need additional insurance. And the best person to chat to in this regard is a personal injury lawyer.